Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
California International Bank

Loan Products

Loans and Financial Services

We're committed to finding the right financing solution for your business and making it happen. Our quick response and ability to "overcome unexpected events" separates us from the big banks that can't offer the flexibility of a community bank like California International Bank, N.A.

The business banking expertise of our lending officers allows us to quickly tailor financing that's on target for your specific requirements. Our local decision making and responsive approach keeps the growth and success of your business as our main focus.

SBA Loans

California International Bank, N.A. offers helpful and productive SBA Loan solutions. We get SBA Loans done...period!

  • SBA (7)a Loans - backed by the Small Business Administration (SBA). Lower interest rates and longer repayment terms compared to other business financing options. Often pay less in monthly interest with an SBA 7(a) loan leading to cash flow to successfully operate and grow your business.

  • SBA 504 Loans - A minimal down payment by the small business owner, as low as 10%, borrowing up to 90% of the total financing needs, helping to preserve cash for the business. Long term financing, over 10, 20 or 25 years available.

Business Line of Credit

California International Bank, N.A. Line of Credit is an affordable, flexible financing solution that can help you:

  • Purchase equipment
  • Manage accounts receivable
  • Increase inventory
  • Take advantage of supplier discounts

Plus, your line of credit can increase your working capital and provide contingency funds for your business.

Business Real Estate Loans

California International Bank, N.A. Real Estate or Construction Loans helps your business with affordable funding for any of your real estate needs. If your business or investment plans include purchasing, remodeling, or refinancing an income producing commercial property or development, then California International Bank, N.A. has the program for you.

  • Purchase commercial real estate to meet your business objectives
  • Purchase income producing property
  • Refinance your current business real estate mortgage

Business Term Loans

A California International Bank, N.A. Business Term Loan helps you with affordable funding for any of the following needs.

  • Purchase equipment (large or small)
  • Acquire new business opportunities
  • Improve working capital positions
  • Finance other long term asset needs.